The Canyon Capital Solutions Team has nearly 35 years of experience in providing small to medium sized businesses, and their customers, with innovative solutions to their capital challenges. These solutions range from fresh approaches to traditional lending capabilities such as equipment leases or loans, to innovative, less traditional, non-lending ways to acquire additional business capital.
When equipment acquisition is one of your goals, Canyon can provide customized leasing and financing structures to meet the specific individual cash flow requirements of your business. Plans that include deferred payments, skip payments, step payments, or seasonal payment are just a few examples of the flexible options that can be custom-made to match your needs.
A Merchant Cash Advance is an alternative to a traditional business loan, but has several features that may work better for your individual business. We purchase a set amount of your future credit card sales volume. You receive the cash for those future sales now, and we deduct a small percentage of your ongoing credit card transactions until the advance is repaid. This is not a loan. There are no fixed monthly payments to repay. We get paid only when you make credit card sales.
Invoice Discounting allows you to turn your current unpaid invoices into instant cash for your business. We purchase all or a portion of your current accounts receivables for cash, and take over the remaining term of the receivable. This is also not a loan, but is a strategy that you can use as often or intermittently as your needs require.
Retirement Fund Conversions allow your business to use the resources that you’ve established in your retirement plan or 401(K) to fund your business needs without incurring a penalty for early withdrawal or creating a taxable event relating to the funds that are used.